Who we are
Welcome to Cozy Budget Living (“we,” “us,” or “our”), accessible at cozybudgetliving.com. Your privacy is extremely important to us. This Privacy Policy explains what information we collect, how we use it, and what rights you have regarding your personal data.
By using our website, you agree to the terms outlined in this Privacy Policy. If you do not agree, please discontinue use of our website.
1. Information We Collect
We may collect the following types of information when you visit or interact with our website:
a) Information You Provide Directly:
- Your name and email address when you contact us via our contact form
- Your email address when you subscribe to our newsletter
- Any messages or content you voluntarily submit to us
b) Information Collected Automatically: When you visit CozyBudgetLiving.com, certain information is automatically collected, including:
- Your IP address
- Browser type and version
- Operating system
- Pages visited and time spent on each page
- Referring website or source
- Device type (desktop, mobile, tablet)
c) Cookies and Tracking Technologies: We use cookies and similar tracking technologies to improve your browsing experience on our website. Cookies are small text files stored on your device. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of our website may not function properly without cookies.
2. How We Use Your Information
We use the information we collect for the following purposes:
- To operate, maintain, and improve our website
- To respond to your questions, comments, or inquiries
- To send you our newsletter and updates (only if you have subscribed)
- To analyze website traffic and user behavior to improve our content
- To comply with legal obligations
- To detect and prevent fraud or abuse of our website
- To display relevant advertisements through our advertising partners
3. Advertising & Third-Party Partners
a) Display Advertising: CozyBudgetLiving.com participates in display advertising programs. We may work with ad networks including but not limited to:
- Google AdSense
- Mediavine
- Raptive (AdThrive)
- Ezoic
These third-party advertising partners may use cookies and web beacons to serve ads based on your prior visits to our website or other websites. This helps ensure the ads you see are relevant to your interests.
b) Google Analytics: We use Google Analytics to understand how visitors interact with our website. Google Analytics collects information such as how often users visit the site, what pages they visit, and what other sites they used prior to coming to our site. We use this information to improve our website. Google’s ability to use and share information collected by Google Analytics is restricted by the Google Analytics Terms of Service and the Google Privacy Policy.
c) Opt-Out of Personalized Advertising: You may opt out of personalized advertising by visiting:
4. Affiliate Disclosure
CozyBudgetLiving.com is a participant in affiliate marketing programs. This means we may earn a small commission when you click on certain links and make a purchase — at absolutely no extra cost to you.
We only recommend products and services we genuinely believe will be helpful to our readers. All affiliate relationships are clearly disclosed in our posts in accordance with FTC guidelines.
5. Email Newsletter
If you choose to subscribe to our email newsletter, we will collect your name and email address. We use this information solely to send you updates, tips, and content from CozyBudgetLiving.com.
- You can unsubscribe at any time by clicking the “Unsubscribe” link at the bottom of any email
- We will never sell or share your email address with third parties
- We use trusted email service providers such as Mailchimp or ConvertKit to manage our email list
6. Third-Party Links
Our website may contain links to third-party websites. These links are provided for your convenience and information only. We have no control over the content or privacy practices of those websites and are not responsible for their privacy policies. We encourage you to review the privacy policy of any third-party site you visit.
7. Children’s Privacy
CozyBudgetLiving.com is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately and we will delete such information from our records.
8. Data Security
We take reasonable precautions to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
9. Your Rights (CCPA — California Residents)
If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA):
- Right to Know: You have the right to request information about the personal data we have collected about you
- Right to Delete: You have the right to request deletion of your personal data
- Right to Opt-Out: You have the right to opt out of the sale of your personal information. We do not sell personal information.
- Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights
To exercise any of these rights, please contact us.
10. GDPR (European Users)
If you are located in the European Economic Area (EEA), you have certain data protection rights under the General Data Protection Regulation (GDPR), including:
- The right to access your personal data
- The right to correct inaccurate data
- The right to request deletion of your data
- The right to restrict processing of your data
- The right to data portability
To exercise these rights, please contact us.
11. Cookies Policy
We use the following types of cookies on our website:
| Cookie Type | Purpose |
|---|---|
| Essential Cookies | Required for website to function properly |
| Analytics Cookies | Help us understand how visitors use our site |
| Advertising Cookies | Used by ad partners to serve relevant ads |
| Preference Cookies | Remember your settings and preferences |
You can manage your cookie preferences through your browser settings or through our cookie consent tool on the website.
12. Changes to This Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated “Last Updated” date at the top. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.
Your continued use of our website after any changes to this Privacy Policy constitutes your acceptance of the updated policy.
13. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us
Footer Note:
This Privacy Policy was created specifically for CozyBudgetLiving.com and is intended for a USA-based audience. It covers compliance with major US privacy laws including CCPA, as well as GDPR for international visitors.